Cyprus Permanent Residence by Property Investment: 2026 Guide
For some non-EU buyers, a Cyprus property purchase is considered alongside the expedited investor permanent-residence route. The property and immigration analyses should be coordinated, because not every €300,000 property purchase qualifies in the same way.
The €300,000 investment threshold
Under the current investor Immigration Permit policy, a third-country national can qualify through one of several investment categories with a minimum investment of €300,000.
For a house or apartment, the qualifying property route requires a first sale from a development company with a value of at least €300,000 plus VAT.
Other real estate such as offices, shops, hotels or related developments can also fall within a separate investment category, and those purchases may be resales.
Income requirement
The principal applicant must also demonstrate secure annual income of at least €50,000. The threshold increases by €15,000 for a spouse and by €10,000 for each dependent minor child.
The rules distinguish between the permitted sources of income depending on the investment category.
Where must the investment money come from?
For the residential first-sale route, the policy requires the investment funds to be evidenced as coming from abroad and not from domestic borrowing. The payment trail must be documented.
Where real estate is used for the application, the applicant submits the title deed or a sale contract that has been officially deposited with the Department of Lands and Surveys, together with the required evidence of payment.
Is buying any resale apartment enough?
No. A resale house or apartment does not satisfy the first-sale residential category merely because it costs €300,000. Different investment categories have different requirements.
This is a common reason why property selection and immigration advice should be taken together before a non-refundable reservation payment is made.
Family members
The permit can cover a spouse and dependent children subject to the policy. There are also provisions for certain older dependent children and for higher-value investments involving adult children.
Is the residence right permanent?
The Migration Department states that the residence right for the holder and adult dependants is of unlimited validity, while the physical residence card has a ten-year validity and must be replaced on expiry.
The permit can cease to be valid in specified circumstances, including prolonged absence from Cyprus or failure to meet continuing requirements.
Property due diligence still matters
Immigration eligibility does not replace conveyancing. A property selected for immigration purposes should still be checked for ownership, title, permits, mortgages, encumbrances, contract protection and completion risk.
Property and relocation advice: https://www.pavloupavlou.com/buying-selling-property-in-cyprus https://www.pavloupavlou.com/relocation-to-cyprus
Official Migration Department policy: https://www.gov.cy/mip-md/en/documents/companies-investors-permanent-residence-3/immigration-permits-for-investors/
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Updated November 2026. General information only. Immigration and property requirements should be checked for the specific application.